♡Ashtyn's Money
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♡Ashtyn's Money
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Income This Month
Total Income$0.00
Estimated Taxes$0.00
Available$0.00
This Week$0.00
Tax Savings$0.00
Lifetime Income$0.00
Total Entries0
Log Income
This Week
Income$0.00
Tax savings$0.00
Available$0.00
Hours entered0
Income per hour$0.00
Recent Income
The Envelope Banking System
A simple way to separate bills from spending without carrying cash.
Think of it like two envelopes
Envelope 1: BillsMoney for rent, utilities, insurance, subscriptions, and the car payment. You do not spend from it.
Envelope 2: SpendingMoney for gas, groceries, restaurants, shopping, and fun.
How the accounts work
Chase Bills CheckingIncome goes here. Automatic bills come from here. No everyday debit card.
Chase Spending CheckingThe debit card is connected here. Everyday purchases come from here.
Virginia Credit UnionKeep it open for the car loan and pay it from Chase Bills.
ZelleUse it to send or receive money with family.
Payday routine
1
Income goes into the Bills account.
2
Leave enough there for upcoming bills and taxes.
3
Transfer one planned amount to Spending.
4
Use the Spending debit card for everyday purchases.
One account protects the future. One account funds today.
Simple Money Routine for Income
Manage tips, babysitting, cleaning, cash, and paychecks without losing track of bill money.
Money can come from several places
Olive GardenPaycheck, tip card, and cash tips.
BabysittingCash, check, or direct transfer.
Cleaning HousesCash, check, or direct transfer.
Other IncomeAny other money earned or received.
The weekly flow
All income sources
↓
Chase Bills Checking
↓
Bills and taxes stay protected
↓
Move one planned amount to Spending
Weekly routine
1
Let the paycheck deposit into Bills.
2
Transfer the tip card balance into Bills.
3
Deposit cash tips, babysitting, and cleaning money.
4
Protect upcoming bills and the tax amount shown in the app.
5
Move one planned spending amount.
Every dollar goes into Bills first. Spending money moves out intentionally.
Settings
The tax percentage is an estimate for planning, not a final tax calculation.